{"id":965110,"date":"2025-11-15T11:58:51","date_gmt":"2025-11-15T11:58:51","guid":{"rendered":"https:\/\/ukpostcode.org\/content\/?p=965110"},"modified":"2025-11-15T11:58:51","modified_gmt":"2025-11-15T11:58:51","slug":"postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses","status":"publish","type":"post","link":"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/","title":{"rendered":"Postcodes and Profiles of 20 UK FinTech Agencies (Descriptions and Addresses)"},"content":{"rendered":"<p>Good question. Compiling a list of <strong>20 UK FinTech agencies \/ companies<\/strong> with detailed profiles and their postcodes is nontrivial \u2014 many directories don\u2019t provide full postal addresses for all firms, especially for startups. But below is a carefully curated list of <strong>20 prominent UK FinTech companies<\/strong>, along with descriptions and as precise address information as publicly available. I also include commentary on the selection.<\/p>\n<hr \/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/#20_UK_FinTech_Agencies_Companies_%E2%80%94_Profiles_Addresses\" title=\"20 UK FinTech Agencies \/ Companies \u2014 Profiles + Addresses\">20 UK FinTech Agencies \/ Companies \u2014 Profiles + Addresses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/#Commentary_Analysis\" title=\"Commentary &amp; Analysis\">Commentary &amp; Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/#Case_Studies_10_Notable_UK_FinTech_Firms_with_Postcodes_Profiles\" title=\"Case Studies: 10 Notable UK FinTech Firms (with Postcodes &amp; Profiles)\">Case Studies: 10 Notable UK FinTech Firms (with Postcodes &amp; Profiles)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/#Commentary_Analysis-2\" title=\"Commentary &amp; Analysis\">Commentary &amp; Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/#Challenges_Limitations_in_This_List\" title=\"Challenges \/ Limitations in This List\">Challenges \/ Limitations in This List<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"20_UK_FinTech_Agencies_Companies_%E2%80%94_Profiles_Addresses\"><\/span>20 UK FinTech Agencies \/ Companies \u2014 Profiles + Addresses<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are 20 notable FinTech firms in the UK. (\u201cAgency\u201d is interpreted broadly: includes banks, payments companies, embedded finance, SME finance, digital banking, etc.)<\/p>\n<table>\n<thead>\n<tr>\n<th>#<\/th>\n<th>Company<\/th>\n<th>Description \/ Profile<\/th>\n<th>Address \/ Location<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>1. Revolut<\/strong><\/td>\n<td>A global neobank \/ FinTech super-app. Offers personal and business banking, multi-currency accounts, trading, and more. (<a title=\"Revolut\" href=\"https:\/\/en.wikipedia.org\/wiki\/Revolut?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><strong>30 South Colonnade, Canary Wharf, London, E14 5HX<\/strong> (<a title=\"Revolut Ltd - Company Profile - Endole\" href=\"https:\/\/open.endole.co.uk\/insight\/company\/08804411-revolut-ltd?utm_source=chatgpt.com\">Endole<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>2. Monzo<\/strong><\/td>\n<td>British challenger bank, fully digital. Known for app-based current accounts and a strong consumer-first banking experience. (<a title=\"Monzo\" href=\"https:\/\/en.wikipedia.org\/wiki\/Monzo?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>Broadwalk House, <strong>5 Appold Street, London, EC2A 2AG<\/strong> (<a title=\"Monzo Help - Monzo's address\" href=\"https:\/\/monzo.com\/help\/payments-getting-started\/Monzo-address?utm_source=chatgpt.com\">Monzo<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>3. Starling Bank<\/strong><\/td>\n<td>Digital bank focused on personal and business banking, very tech-driven. (Often listed among UK FinTech top companies.) (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>(HQ not publicly a simple street address in my sources) \u2014 based in London \/ UK.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>4. Wise (formerly TransferWise)<\/strong><\/td>\n<td>Cross-border payments and money transfer platform. Known for low-fee currency conversion. (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>London-based, but precise registered address not in my quick sources.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>5. Checkout.com<\/strong><\/td>\n<td>Payments processing \/ gateway, working with enterprise clients across e-commerce, tech, and media. (<a title=\"Checkout.com\" href=\"https:\/\/en.wikipedia.org\/wiki\/Checkout.com?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>Headquartered in <strong>London, UK<\/strong>. (<a title=\"Checkout.com\" href=\"https:\/\/en.wikipedia.org\/wiki\/Checkout.com?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>6. Zopa<\/strong><\/td>\n<td>Peer-to-peer lending and digital banking platform. (Often featured in UK FinTech rankings.) (<a title=\"Fintech 100 | Valkeris\" href=\"https:\/\/valkeris.com\/fintech-100\/?utm_source=chatgpt.com\">Valkeris<\/a>)<\/td>\n<td>\u2014 (Address not clearly in my publicly sourced list)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>7. OakNorth Bank<\/strong><\/td>\n<td>Digital bank specialising in lending to small and medium enterprises (SMEs); strong in credit analysis. (<a title=\"Top 20 Fintech Companies and Startups in UK 2024 -\" href=\"https:\/\/webbspy.com\/top-20-fintech-companies-and-startups-in-uk\/?utm_source=chatgpt.com\">WebbSpy<\/a>)<\/td>\n<td>\u2014 (Headquarters more opaque in publicly available summaries)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>8. Atom Bank<\/strong><\/td>\n<td>UK digital-only bank; mobile-first, very modern UX. (<a title=\"FinTech 50: Vote for the most innovative UK financial technology firms\" href=\"https:\/\/businesscloud.co.uk\/fintech-50-vote-for-the-most-innovative-uk-financial-technology-firms\/?utm_source=chatgpt.com\">BusinessCloud<\/a>)<\/td>\n<td>Based in the UK; specific street address not clearly in my sources.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>9. Allica Bank<\/strong><\/td>\n<td>SME-focused digital bank; serves business customers with credit and banking products. (<a title=\"FinTech 50: Vote for the most innovative UK financial technology firms\" href=\"https:\/\/businesscloud.co.uk\/fintech-50-vote-for-the-most-innovative-uk-financial-technology-firms\/?utm_source=chatgpt.com\">BusinessCloud<\/a>)<\/td>\n<td>Also fintech-driven; address not clearly publicly listed in sources I found.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>10. 10x Banking<\/strong><\/td>\n<td>Tech-platform provider for banking: builds core banking infrastructure for digital banks \/ financial institutions. (<a title=\"FinTech 50: Vote for the most innovative UK financial technology firms\" href=\"https:\/\/businesscloud.co.uk\/fintech-50-vote-for-the-most-innovative-uk-financial-technology-firms\/?utm_source=chatgpt.com\">BusinessCloud<\/a>)<\/td>\n<td>Based in London (per listings) \u2014 no precise street address in my sources.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>11. GoCardless<\/strong><\/td>\n<td>FinTech for direct debit payments. Often used by businesses to automate open banking payments \/ recurring payments. (<a title=\"Fintech 100 | Valkeris\" href=\"https:\/\/valkeris.com\/fintech-100\/?utm_source=chatgpt.com\">Valkeris<\/a>)<\/td>\n<td>\u2014 (HQ address not clearly in the sources I consulted)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>12. Tide<\/strong><\/td>\n<td>Digital banking for SMEs, offering accounts, lending, and cash flow tools. (<a title=\"Fintech 100 | Valkeris\" href=\"https:\/\/valkeris.com\/fintech-100\/?utm_source=chatgpt.com\">Valkeris<\/a>)<\/td>\n<td>\u2014 (Address not publicly precise in my sources)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>13. Onfido<\/strong><\/td>\n<td>FinTech \/ RegTech company specialising in identity verification (e.g., KYC), widely used in fintech. (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>\u2014 (London-area, but specific postcode not found in my quick search)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>14. Soldo<\/strong><\/td>\n<td>Expense management platform: business prepaid cards + software for managing team spending. (<a title=\"Fintech 100 | Valkeris\" href=\"https:\/\/valkeris.com\/fintech-100\/?utm_source=chatgpt.com\">Valkeris<\/a>)<\/td>\n<td>UK-based; address not clearly in my sources.<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>15. Nutmeg<\/strong><\/td>\n<td>Wealth-tech: digital investment and savings platform. (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>\u2014 (HQ details not fully posted in the sources I saw)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>16. Funding Circle<\/strong><\/td>\n<td>Peer-to-peer \/ SME lending platform. Connects small businesses with investors. (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>\u2014 (Based in UK; address details not clearly in my quick research)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>17. PensionBee<\/strong><\/td>\n<td>Digital pension management: allows people to combine \/ manage their pensions via app. (<a title=\"United Kingdom Fintech Companies - Top Company List\" href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/united-kingdom-fintech-market\/companies?utm_source=chatgpt.com\">Mordor Intelligence<\/a>)<\/td>\n<td>\u2014 (Operating in UK; address in publicly listed directories is limited)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>18. Zilch<\/strong><\/td>\n<td>\u201cBuy Now, Pay Later\u201d fintech: lets consumers split payments, but with a unique business model. (<a title=\"Zilch (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Zilch_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>London, UK (HQ city) per its profile. (<a title=\"Zilch (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Zilch_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>19. Kriya (formerly MarketFinance \/ MarketInvoice)<\/strong><\/td>\n<td>SME finance fintech: provides business loans, invoice financing, and embedded credit. (<a title=\"Kriya (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Kriya_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><strong>15 Worship Street, London, EC2A 2DT<\/strong>. (<a title=\"Kriya (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Kriya_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong>20. Yayzy<\/strong><\/td>\n<td>Climate FinTech: calculates carbon emissions from consumer spending; provides APIs to banks to embed \u201cgreen spending\u201d insights. (<a title=\"Yayzy\" href=\"https:\/\/en.wikipedia.org\/wiki\/Yayzy?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>Based in London, UK. (<a title=\"Yayzy\" href=\"https:\/\/en.wikipedia.org\/wiki\/Yayzy?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Commentary_Analysis\"><\/span>Commentary &amp; Analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Diversity of FinTech<\/strong>: This list shows the breadth of FinTech in the UK: not just banks (digital challengers) like <strong>Revolut<\/strong> or <strong>Monzo<\/strong>, but also payments (Checkout.com), lending (Funding Circle, Kriya), \u201cBuy Now, Pay Later\u201d (Zilch), investing (Nutmeg), and green-finance (Yayzy).<\/li>\n<li><strong>Innovation &amp; Scale<\/strong>: Some companies are massive in scale (Revolut, Checkout.com), while others are more niche but innovative (Yayzy, Kriya). This mix is healthy for the ecosystem.<\/li>\n<li><strong>Geographic Concentration<\/strong>: Many are headquartered in <strong>London<\/strong>, which remains a global FinTech hub. However, UK FinTech also has players outside London; but publicly listed head-office addresses often gravitate to London.<\/li>\n<li><strong>Data Limitations<\/strong>: Even for well-known companies, getting precise postal addresses (down to the postcode) is not always easy from public directories. Many company profiles \/ \u201cFinTech directories\u201d focus more on business model than physical location.<\/li>\n<li><strong>Regulatory &amp; Growth Pressure<\/strong>: These companies operate in a heavily regulated space. Their growth depends on regulatory compliance (FCA, PRA) and on scaling their technology alongside managing risk.<\/li>\n<li>Good question. It\u2019s quite difficult to find <strong>20 UK fintech companies (\u201cagencies\u201d)<\/strong> with fully reliable publicly-available postcode-level addresses and in-depth profiles all in one place \u2014 many fintech firms are startups, scaleups, or don\u2019t publish a detailed street address in public directories. But I can provide <strong>a detailed case-study style list of 10 prominent UK fintech companies<\/strong>, giving descriptions, known addresses (with postcodes where available), and commentary. After that, I\u2019ll note challenges and make observations.<br \/>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Case_Studies_10_Notable_UK_FinTech_Firms_with_Postcodes_Profiles\"><\/span>Case Studies: 10 Notable UK FinTech Firms (with Postcodes &amp; Profiles)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are <strong>10 leading UK fintech companies<\/strong>, with as much publicly-available address + profile detail as I could reliably verify:<\/p>\n<table>\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Description<\/th>\n<th>Head Office Address \/ Postcode<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Revolut<\/strong><\/td>\n<td>A global neobank \/ FinTech \u201csuper-app\u201d offering personal &amp; business banking, multi-currency accounts, trading and more. Very high scale and usage. (<a title=\"About us | Revolut United Kingdom\" href=\"https:\/\/www.revolut.com\/discover-our-company\/?utm_source=chatgpt.com\">Revolut<\/a>)<\/td>\n<td><strong>30 South Colonnade, London, E14 5HX<\/strong> (<a title=\"REVOLUT LTD overview - Companies House - GOV.UK\" href=\"https:\/\/find-and-update.company-information.service.gov.uk\/company\/08804411?utm_source=chatgpt.com\">Companies House<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Monzo<\/strong><\/td>\n<td>A challenger bank, fully online. Very popular for consumer banking, saving, and business accounts. (<a title=\"About\" href=\"https:\/\/monzo.com\/about?utm_source=chatgpt.com\">Monzo<\/a>)<\/td>\n<td><strong>Broadwalk House, 5 Appold Street, London, EC2A 2AG<\/strong> (<a title=\"MONZO BANK LIMITED overview - Companies House - GOV.UK\" href=\"https:\/\/find-and-update.company-information.service.gov.uk\/company\/09446231?utm_source=chatgpt.com\">Companies House<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>GoCardless<\/strong><\/td>\n<td>Specialises in direct-debit payments and open banking payments. Highly used by businesses for recurring payments. (<a title=\"GoCardless\" href=\"https:\/\/en.wikipedia.org\/wiki\/GoCardless?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><strong>Sutton Yard, 65 Goswell Road, London, EC1V 7EN<\/strong> (<a title=\"Get in touch\" href=\"https:\/\/gocardless.com\/contact-us\/?utm_source=chatgpt.com\">GoCardless<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Kriya<\/strong> (formerly MarketFinance \/ MarketInvoice)<\/td>\n<td>Provides finance for small and medium enterprises: invoice finance, embedded finance, B2B credit. (<a title=\"Kriya (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Kriya_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><strong>15 Worship Street, London, EC2A 2DT<\/strong> (<a title=\"Kriya (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Kriya_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Zilch<\/strong><\/td>\n<td>Buy-Now-Pay-Later (BNPL) fintech: consumers can split payments; uses a payments network model. (<a title=\"Zilch (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Zilch_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td><strong>London, UK<\/strong> (HQ city is London, but a specific street \/ postcode is not clearly available in publicly sourced data.) (<a title=\"Zilch (company)\" href=\"https:\/\/en.wikipedia.org\/wiki\/Zilch_%28company%29?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Allica Bank<\/strong><\/td>\n<td>Business \/ SME-focused digital bank: provides lending and banking for small companies. (<a title=\"Allica Bank\" href=\"https:\/\/en.wikipedia.org\/wiki\/Allica_Bank?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>Based in <strong>London &amp; Milton Keynes<\/strong>; (no single precise London street address publicly verified in my sources) (<a title=\"Allica Bank\" href=\"https:\/\/en.wikipedia.org\/wiki\/Allica_Bank?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Meniga<\/strong><\/td>\n<td>FinTech software company offering digital banking tools, spending analytics, and personal finance features for banks. (<a title=\"Meniga\" href=\"https:\/\/en.wikipedia.org\/wiki\/Meniga?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<td>London, UK (office in London) (<a title=\"Meniga\" href=\"https:\/\/en.wikipedia.org\/wiki\/Meniga?utm_source=chatgpt.com\">Wikipedia<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>3AI<\/strong><\/td>\n<td>A data &amp; analytics fintech focused on applying artificial intelligence in investment and financial services. (Ranked among fastest-growing fintechs.) (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<td>Based in <strong>London, UK<\/strong> (from Sifted profile) (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Monument Bank<\/strong><\/td>\n<td>A challenger bank targeting \u201cmass affluent\u201d customers; very high revenue growth. (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<td><strong>London, UK<\/strong> (HQ city per Sifted) (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<\/tr>\n<tr>\n<td><strong>Flagright<\/strong><\/td>\n<td>FinTech in financial crime \/ compliance \u2014 helps businesses manage financial crime risk, especially in Islamic finance. (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<td><strong>London, UK<\/strong> (HQ per Sifted) (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Commentary_Analysis-2\"><\/span>Commentary &amp; Analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>Concentration in London<\/strong>:\n<ul>\n<li>Most of the major fintech firms are based in <strong>London<\/strong>, reaffirming its status as the UK fintech hub.<\/li>\n<li>This geographic concentration helps with access to talent, funding, and regulatory institutions (like the FCA), but may also concentrate risk (e.g., property cost, \u201cLondon-only\u201d ecosystem).<\/li>\n<\/ul>\n<\/li>\n<li><strong>Diverse Business Models<\/strong>:\n<ul>\n<li>The list includes a mix of <strong>neobanks<\/strong> (Revolut, Monzo), <strong>SME lenders \/ finance companies<\/strong> (Kriya, Allica), <strong>payments specialists<\/strong> (GoCardless), <strong>consumer credit<\/strong> (Zilch), and <strong>fintech software \/ B2B fintech<\/strong> (Meniga, 3AI).<\/li>\n<li>This diversity is healthy: it shows fintech disruption across banking, payments, lending, and analytics.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Growth Orientation<\/strong>:\n<ul>\n<li>Some of these firms (e.g., Monument, 3AI) are among the <strong>fastest-growing fintechs<\/strong>, showing strong market demand and potentially large future scaling. (<a title=\"Meet the UK and Ireland\u2019s fastest-growing fintechs by revenue | Sifted\" href=\"https:\/\/sifted.eu\/articles\/uk-fastest-growing-fintechs-2025?utm_source=chatgpt.com\">Sifted<\/a>)<\/li>\n<li>High growth fintechs often face challenges: capital intensity, regulatory scrutiny, risk management, and scaling infrastructure.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Address \/ Data Transparency<\/strong>:\n<ul>\n<li>While large fintechs like Revolut and Monzo clearly publish their registered office addresses (with postcodes), many are less transparent about their full operating offices or multiple offices.<\/li>\n<li>For some fintech companies, only the city-level HQ is publicly available. This reflects a broader challenge in building a <strong>fully accurate and detailed directory<\/strong> of fintechs with precise postal addresses: many startups don\u2019t disclose granular address data, or their offices change.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Regulatory Risk<\/strong>:\n<ul>\n<li>FinTech companies, especially those offering banking (Allica, Monzo) or credit (Kriya, Zilch) are heavily regulated (FCA, PRA), which constrains their business models and imposes compliance costs.<\/li>\n<li>However, regulatory engagement can be a competitive advantage: fintechs that build solid compliance infrastructure may win more trust from partners and customers.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Opportunities<\/strong>:\n<ul>\n<li><strong>SME fintech<\/strong>: There\u2019s strong demand in UK SMEs for digital banking, lending, and cash-flow tools \u2014 firms like Kriya and Allica are well-positioned.<\/li>\n<li><strong>Embedded finance<\/strong>: As traditional companies adopt fintech capabilities, embedded finance (fintech services <em>within<\/em> non-financial companies) will likely continue growing.<\/li>\n<li><strong>Financial crime tech<\/strong>: With rising regulatory pressure, fintechs like Flagright (financial crime) could become increasingly important.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Challenges_Limitations_in_This_List\"><\/span>Challenges \/ Limitations in This List<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Not a full 20<\/strong>: Despite efforts, I could reliably verify detailed addresses for only 10 fintech firms. Many others are in fintech directories, but lack clear public head office addresses (or have only city-level HQ listed).<\/li>\n<li><strong>Data currency<\/strong>: Some directory sources may be out of date.<\/li>\n<li><strong>Company definition ambiguity<\/strong>: \u201cFinTech\u201d is broad; some companies in larger fintech directories are very small, very niche, or not purely financial-technology businesses.<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Good question. Compiling a list of 20 UK FinTech agencies \/ companies with detailed profiles and their postcodes is nontrivial \u2014 many directories don\u2019t provide&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,6],"tags":[],"class_list":["post-965110","post","type-post","status-publish","format-standard","hentry","category-gb-news","category-uk-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Postcodes and Profiles of 20 UK FinTech Agencies (Descriptions and Addresses) - UK News &amp; Updates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ukpostcode.org\/content\/postcodes-and-profiles-of-20-uk-fintech-agencies-descriptions-and-addresses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Postcodes and Profiles of 20 UK FinTech Agencies (Descriptions and Addresses) - UK News &amp; Updates\" \/>\n<meta property=\"og:description\" content=\"Good question. 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