{"id":948401,"date":"2025-11-03T14:22:34","date_gmt":"2025-11-03T14:22:34","guid":{"rendered":"https:\/\/ukpostcode.org\/content\/?p=948401"},"modified":"2025-11-03T14:22:34","modified_gmt":"2025-11-03T14:22:34","slug":"nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget","status":"publish","type":"post","link":"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/","title":{"rendered":"Nationwide HPI: UK property values climb as market steadies ahead of Budget"},"content":{"rendered":"<ul>\n<li><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2><\/h2>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#Key_headline_numbers\" title=\"Key headline numbers\">Key headline numbers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_What_this_suggests_a_steady_resilient_market\" title=\"\u00a0What this suggests: a steady, resilient market\">\u00a0What this suggests: a steady, resilient market<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Risks_things_to_watch\" title=\"\u00a0Risks &amp; things to watch\">\u00a0Risks &amp; things to watch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Additional_insights\" title=\"\u00a0Additional insights\">\u00a0Additional insights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Implications_for_different_stakeholders\" title=\"\u00a0Implications for different stakeholders\">\u00a0Implications for different stakeholders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Key_commentary\" title=\"\u00a0Key commentary\">\u00a0Key commentary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Case_study_1_%E2%80%93_Home_improvements_boosting_value\" title=\"\u00a0Case study 1 \u2013 Home improvements boosting value\">\u00a0Case study 1 \u2013 Home improvements boosting value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Case_study_2_%E2%80%93_Regional_performance_disparities\" title=\"\u00a0Case study 2 \u2013 Regional performance disparities\">\u00a0Case study 2 \u2013 Regional performance disparities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Case_study_3_%E2%80%93_Market_ahead_of_Budget_and_tax-uncertainty\" title=\"\u00a0Case study 3 \u2013 Market ahead of Budget and tax-uncertainty\">\u00a0Case study 3 \u2013 Market ahead of Budget and tax-uncertainty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/#_Implications_and_take-aways\" title=\"\u00a0Implications and take-aways\">\u00a0Implications and take-aways<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Key_headline_numbers\"><\/span>Key headline numbers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>In October 2025, UK house prices increased by <strong>0.3% month-on-month<\/strong>, after a 0.5% rise in September. (<a title=\"Nationwide HPI: UK property values climb as market ...\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li>On an annual basis, prices edged up to <strong>2.4% year-on-year growth<\/strong> in October, from 2.2% in September. (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/li>\n<li>The average UK home price now stands at about <strong>\u00a3272,226<\/strong> (from approximately \u00a3271,995 in September). (<a title=\"Nationwide HPI: UK property values climb as market ...\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_What_this_suggests_a_steady_resilient_market\"><\/span>\u00a0What this suggests: a steady, resilient market<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>The market is showing <strong>moderate growth<\/strong>, rather than sharp acceleration or contraction \u2014 this suggests stability. The small month-on-month gain (0.3%) shows caution, but growth nonetheless.<\/li>\n<li>According to Robert Gardner, Chief Economist at Nationwide:<br \/>\n<blockquote><p>\u201cAgainst a backdrop of subdued consumer confidence and signs of weakening in the labour market, this performance indicates resilience\u2026\u201d (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/p><\/blockquote>\n<\/li>\n<li>Key underlying supports: relatively healthy earnings growth, strong household balance sheets, and the fact that mortgage approvals are \u201cclose to pre-pandemic levels\u201d. (<a title=\"Nationwide HPI: UK property values climb as market ...\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li>On the costs side: mortgage rates are <strong>more than double<\/strong> what they were before Covid\u2014so the market is holding up despite higher borrowing costs. (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/li>\n<li>Affordability may improve modestly if earnings continue to outpace house-price growth and if interest rates begin to decline. (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Risks_things_to_watch\"><\/span>\u00a0Risks &amp; things to watch<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Consumer confidence is subdued. Some signs of labour-market weakening. All of which could dampen buyer activity. (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/li>\n<li>Uncertainty ahead of the Budget (especially regarding property taxes) is likely to spur a \u201cwait and see\u201d behaviour in some buyers and sellers. For example: proposals around replacing Stamp Duty with a national property tax, or changes to Capital Gains Tax on housing. (<a title=\"Nationwide: UK property values climb upwards despite Autumn Budget uncertainty\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-house-prices-climb-despite-autumn-budget-uncertainty?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li>Regional variation remains significant (as noted in earlier September data): Northern Ireland markedly stronger, some parts of England slower. (<a title=\"Nationwide: UK property values climb upwards despite Autumn Budget uncertainty\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-house-prices-climb-despite-autumn-budget-uncertainty?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Additional_insights\"><\/span>\u00a0Additional insights<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Renovations and improvements are playing a role: Nationwide\u2019s analysis shows that extensions or loft conversions adding a bedroom can boost home values by up to ~24%. (<a title=\"Nationwide HPI News - Home\" href=\"https:\/\/www.nationwide.co.uk\/media\/hpi\/?utm_source=chatgpt.com\">Nationwide<\/a>)<\/li>\n<li>The market is not surging, but it\u2019s far from collapsing \u2014 which may be good news for those looking to buy or sell with moderate expectations.<\/li>\n<li>Because the Budget looms, some potential buyers may hold off, which could dampen transaction volumes even if values remain stable.<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Implications_for_different_stakeholders\"><\/span>\u00a0Implications for different stakeholders<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Homebuyers<\/strong>: Might find less competition at the very top end of the market (given tax uncertainty) \u2014 but still need to account for higher borrowing costs and only modest price growth.<\/li>\n<li><strong>Home-sellers<\/strong>: Good news that values are holding\/gradually rising; yet excess expectations (hoping for big jumps) may need tempering.<\/li>\n<li><strong>Investors<\/strong>: Stability is attractive; tax uncertainty is a variable to watch carefully.<\/li>\n<li><strong>Policy watchers<\/strong>: The effect of whatever comes out of the Budget could tip the balance: e.g., if property taxation changes are substantial, that might impact values or demand.<\/li>\n<li>Here are <strong>case studies<\/strong> and <strong>commentary<\/strong> on the latest Nationwide Building Society House Price Index (HPI) data showing the UK housing market stabilising ahead of the Budget.\n<ul>\n<li><\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Key_commentary\"><\/span>\u00a0Key commentary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Nationwide\u2019s Chief Economist Robert Gardner says:<br \/>\n<blockquote><p>\u201cThe housing market has remained broadly stable in recent months, with house prices rising at a modest pace and the number of mortgages approved for house purchase maintained at similar levels to those prevailing before the pandemic struck.\u201d (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<br \/>\n\u201cAgainst a backdrop of subdued consumer confidence and signs of weakening in the labour market, this performance indicates resilience, especially since mortgage rates are more than double the level they were before Covid struck and house prices are close to all-time highs.\u201d (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<br \/>\nLooking ahead: \u201cHousing affordability is likely to improve modestly if income growth continues to out-pace house-price growth \u2026 Borrowing costs are also likely to moderate a little further if Bank Rate is lowered again in the coming quarters.\u201d (<a title=\"Nationwide HPI | House prices edge higher as ...\" href=\"https:\/\/ifamagazine.com\/nationwide-hpi-house-prices-edge-higher-as-homeowners-turn-to-renovations-experts-weigh-in-on-market-resilience\/?utm_source=chatgpt.com\">IFA Magazine<\/a>)<\/p><\/blockquote>\n<\/li>\n<li>Industry reaction:\n<ul>\n<li>Guy Gittins (CEO of Foxtons) noted \u201cthe latest Nationwide figures suggest that the housing market momentum has remained steady \u2026 further upward price growth on both a monthly and annual basis reflecting cautious confidence within the market.\u201d (<a title=\"House prices rise slightly as market shows resilience\" href=\"https:\/\/www.property118.com\/house-prices-rise-slightly-as-market-shows-resilience-nationwide\/?utm_source=chatgpt.com\">Property118<\/a>)<\/li>\n<li>Iain McKenzie (CEO of The Guild of Property Professionals) said the market is \u201cregaining its footing \u2026 a modest rise in annual house-price growth \u2026 underline the resilience we\u2019ve seen building throughout 2025.\u201d (<a title=\"Property industry reacts to latest Nationwide house price data\" href=\"https:\/\/propertyindustryeye.com\/property-industry-reacts-to-latest-nationwide-house-price-data\/?utm_source=chatgpt.com\">Property Industry Eye<\/a>)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Case_study_1_%E2%80%93_Home_improvements_boosting_value\"><\/span>\u00a0Case study 1 \u2013 Home improvements boosting value<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Nationwide research found that extensions or loft conversions <strong>adding a bedroom<\/strong> can boost a home\u2019s value by <strong>up to ~24%<\/strong>. (<a title=\"Nationwide HPI News - Home\" href=\"https:\/\/www.nationwide.co.uk\/media\/hpi\/?utm_source=chatgpt.com\">Nationwide<\/a>)<\/li>\n<li>As one example: on a property valued at <strong>\u00a3500,000<\/strong>, such an extension could add around <strong>\u00a3120,000<\/strong>. (<a title=\"Nationwide HPI: UK property values climb as market steadies ahead of Budget\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li>Adding an extra bedroom (for an existing two-bedroom house) was shown to add approx <strong>13%<\/strong> to value. (<a title=\"Nationwide HPI: UK property values climb as market steadies ahead of Budget\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li><em>Insight<\/em>: In a market where overall growth is modest (2.4% yr\/yr), targeted improvements can deliver significantly higher returns than baseline market movement.<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Case_study_2_%E2%80%93_Regional_performance_disparities\"><\/span>\u00a0Case study 2 \u2013 Regional performance disparities<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>For Q3 2025 (three months to September), Nationwide\u2019s regional data show large variation:\n<ul>\n<li>Northern Ireland achieved annual growth of \u2248 9.6%. (<a title=\"Annual house price growth steady in September\" href=\"https:\/\/www.nationwide-intermediary.co.uk\/news\/house-price-index-q3?utm_source=chatgpt.com\">nationwide-intermediary.co.uk<\/a>)<\/li>\n<li>England as a whole slowed to ~1.6% annual growth. (<a title=\"Annual house price growth steady in September\" href=\"https:\/\/www.nationwide.co.uk\/media\/hpi\/reports\/annual-house-price-growth-steady-in-september-1?utm_source=chatgpt.com\">Nationwide<\/a>)<\/li>\n<li>The Outer South East region was particularly weak, with annual growth of just ~0.3%. (<a title=\"Annual house price growth steady in September\" href=\"https:\/\/www.nationwide.co.uk\/media\/hpi\/reports\/annual-house-price-growth-steady-in-september-1?utm_source=chatgpt.com\">Nationwide<\/a>)<\/li>\n<\/ul>\n<\/li>\n<li><em>Insight<\/em>: Even when headlines show \u201cUK average\u201d growth of ~2.4%, local markets differ significantly \u2014 key for buyers\/sellers to focus regionally.<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Case_study_3_%E2%80%93_Market_ahead_of_Budget_and_tax-uncertainty\"><\/span>\u00a0Case study 3 \u2013 Market ahead of Budget and tax-uncertainty<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>According to Moneyweek\u2019s summary of Nationwide data:<br \/>\n<blockquote><p>\u201cBudget uncertainty is starting to hit new sales agreed over \u00a3500,000 which will limit further growth in sales over 2026 unless the Chancellor makes a bold move such as cutting Stamp Duty in the Budget.\u201d (<a title=\"Nationwide HPI: UK property values climb as market steadies ahead of Budget\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/p><\/blockquote>\n<\/li>\n<li>Commentary flagged that while values are steady, <strong>transaction volumes<\/strong> may be more affected by impending tax changes (e.g., possible national property tax, changes in CGT on high-value homes). (<a title=\"Nationwide: UK property values climb upwards despite Autumn Budget uncertainty\" href=\"https:\/\/moneyweek.com\/investments\/house-prices\/nationwide-house-prices-climb-despite-autumn-budget-uncertainty?utm_source=chatgpt.com\">MoneyWeek<\/a>)<\/li>\n<li><em>Insight<\/em>: Stability in prices doesn\u2019t guarantee momentum in activity \u2014 regulatory\/tax-policy risk remains a key wild card.<\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"_Implications_and_take-aways\"><\/span>\u00a0Implications and take-aways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>For a buyer: modest price growth (~2\u20133% annually) means less fear of a \u201cbig drop\u201d, but also less chance of fast gains \u2014 value-adding improvements make more difference than relying on pure market appreciation.<\/li>\n<li>For a seller: in regions with strong growth (eg Northern Ireland) you may have more room; in weaker regions you may need realistic pricing and highlight value-adding features.<\/li>\n<li>For investors: Focus on segments where improvements, location or extra bedrooms = premium; be cautious of regions with weak growth and tax uncertainty at top end.<\/li>\n<li>For policy watchers: The resilience of the market despite higher borrowing costs suggests underlying strength (earnings growth, strong household balance sheets) but also highlights how policy\/tax changes can trigger behavioural shifts (buyers pulling forward purchases, or deferring).<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Key headline numbers In October 2025, UK house prices increased by 0.3% month-on-month, after a 0.5% rise in September. (MoneyWeek) On an annual basis,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,6],"tags":[],"class_list":["post-948401","post","type-post","status-publish","format-standard","hentry","category-gb-news","category-uk-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nationwide HPI: UK property values climb as market steadies ahead of Budget - UK News &amp; Updates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ukpostcode.org\/content\/nationwide-hpi-uk-property-values-climb-as-market-steadies-ahead-of-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nationwide HPI: UK property values climb as market steadies ahead of Budget - UK News &amp; Updates\" \/>\n<meta property=\"og:description\" content=\"&nbsp; Key headline numbers In October 2025, UK house prices increased by 0.3% month-on-month, after a 0.5% rise in September. 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