\nRegional divergence<\/strong><\/td>\n| Buyers outside London, or in the North, Midlands, Scotland and Wales, are more likely to see favorable conditions (lower growth, more supply, better affordability) sooner.<\/td>\n<\/tr>\n | \nInterest rate floor & mortgage easing<\/strong><\/td>\n| The first drop or plateau in mortgage rates tends to unlock pent-up demand, especially among those waiting. That can shift the leverage toward buyers if lenders compete.<\/td>\n<\/tr>\n | \nDeposit \/ lending constraints are brakes<\/strong><\/td>\n| Even if rates and prices improve, tight lending standards (high deposit requirements, strict stress tests) may still restrict what many buyers can afford.<\/td>\n<\/tr>\n | \nTax \/ duty policy matters<\/strong><\/td>\n| Changes in stamp duty, property taxes, or other levies can have outsized effects \u2014 both positive (stimulating demand when favorable) or negative (adding cost, discouraging buying). Uncertainty here delays decisions.<\/td>\n<\/tr>\n | \nSupply constraints can limit bargain depth<\/strong><\/td>\n| In markets with very constrained supply (prime London, areas with tight planning), buyer advantage may be less; price falls may be mild, and recovery may proceed quickly once demand returns.<\/td>\n<\/tr>\n | \nSentiment & timing<\/strong><\/td>\n| Much of buyer advantage depends on timing \u2014 when expectations turn, when confidence returns. Buyers who are ready (financing sorted, search underway) when sentiment shifts will benefit more.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n | | | | | | |