1. Jeremy Allen
City/Town: King’s Lynn
Postal Code: PE30 1ES
Street Address: St. James’ Place 4 King Street
Country: UK
2. Options Mortgage Services
City/Town: Reading
Postal Code: RG6 1JG
Street Address: 6-8 Wokingham Rd
Country: UK
3. Taxwise Accountancy
City/Town: Bradford
Postal Code: BD8 8QX
Street Address: 7 Heaton Rd
Country: UK
4. Cotton & Son
City/Town: Weymouth
Postal Code: DT4 0AZ
Street Address: 1 Milton Rd
Country: UK
5. Mason’s Funeral Directors
City/Town: Weston-Super-Mare
Postal Code: BS23 3NN
Street Address: 47 Drove Rd
Country: UK
6. Chris French
City/Town: Herne Bay
Postal Code: CT6 5NG
Street Address: Christian House, 139 High St
Country: UK
7. The Mortgage Desk
City/Town: Halifax
Postal Code: HX1 2SH
Street Address: 17 King Cross St
Country: UK
8. Kevin Quinn IFA
City/Town: Coventry
Postal Code: CV4 9HT
Street Address: 6 Hudson Vale
Country: UK
9. Approved Mortgage Solutions – Darren Youll
City/Town: Sunderland
Postal Code: SR5 2TA
Street Address: Unit N1, Business & Innovation Centre
Country: UK
10. Turney & Associates Ltd
City/Town: Cambridge
Postal Code: CB1 2HS
Street Address: 5-7 Covent Garden
Country: UK
11. Jeremy Coltman Wealth Management
City/Town: Warminster
Postal Code: BA12 0JW
Street Address: 30a
Country: UK
12. Safety Horizon (South West) Ltd
City/Town: Bristol
Postal Code: BS8 3RA
Street Address: Leigh Court Business Centre, Pill Rd
Country: UK
13. PJL Financial Services Ltd
City/Town: Rugby
Postal Code: CV21 4PP
Street Address: Unit 9-11 The Locks
Country: UK
14. Benson Legal Services Ltd
City/Town: London
Postal Code: E15 1BZ
Street Address: City View House, 1, Dorset Place
Country: UK
15. Logikos Chartered Certified Accountants
City/Town: Croydon
Postal Code: CR0 0XZ
Street Address: Airport House 265 Purley Way
Country: UK
16. Hanbury Financial Planning
City/Town: Nottingham
Postal Code: NG7 1ND
Street Address: 3a Derby Terrace
Country: UK
17. Direct Lift Repair Services Ltd
City/Town: Manchester
Postal Code: M28 3BW
Street Address: 112a Bolton Rd
Country: UK
18. Dolphin Mortgage Advice Ltd
City/Town: Reading
Postal Code: RG6 7HY
Street Address: 462 Wokingham Rd
Country: UK
19. South Devon Accounting
City/Town: Newton Abbot
Postal Code: TQ12 6AL
Street Address: 6 Orchard Close
Country: UK
20. Thomas & Co Mortgage Advice Ltd
City/Town: Hinckley
Postal Code: LE10 1HN
Street Address: 11 New Buildings
Country: UK
21. Cushion Supplier Ltd
City/Town: Leigh-On-Sea
Postal Code: SS9 2QG
Street Address: 1538 London Rd
Country: UK
22. MTP Advisory Services
City/Town: Croydon
Postal Code: CR0 0XZ
Street Address: Airport House 265 Purley Way
Country: UK
23. Chris French
City/Town: Herne Bay
Postal Code: CT6 5NG
Street Address: Christian House, 139 High St
Country: UK
24. The Mortgage Desk
City/Town: Halifax
Postal Code: HX1 2SH
Street Address: 17 King Cross St
Country: UK
25. Kevin Quinn IFA
City/Town: Coventry
Postal Code: CV4 9HT
Street Address: 6 Hudson Vale
Country: UK
26. Approved Mortgage Solutions – Darren Youll
City/Town: Sunderland
Postal Code: SR5 2TA
Street Address: Unit N1, Business & Innovation Centre
Country: UK
27. Turney & Associates Ltd
City/Town: Cambridge
Postal Code: CB1 2HS
Street Address: 5-7 Covent Garden
Country: UK
28. Jeremy Coltman Wealth Management
City/Town: Warminster
Postal Code: BA12 0JW
Street Address: 30a
Country: UK
29. Safety Horizon (South West) Ltd
City/Town: Bristol
Postal Code: BS8 3RA
Street Address: Leigh Court Business Centre, Pill Rd
Country: UK
30. PJL Financial Services Ltd
City/Town: Rugby
Postal Code: CV21 4PP
Street Address: Unit 9-11 The Locks
Country: UK
31. Benson Legal Services Ltd
City/Town: London
Postal Code: E15 1BZ
Street Address: City View House, 1, Dorset Place
Country: UK
32. Logikos Chartered Certified Accountants
City/Town: Croydon
Postal Code: CR0 0XZ
Street Address: Airport House 265 Purley Way
Country: UK
33. Hanbury Financial Planning
City/Town: Nottingham
Postal Code: NG7 1ND
Street Address: 3a Derby Terrace
Country: UK
34. Direct Lift Repair Services Ltd
City/Town: Manchester
Postal Code: M28 3BW
Street Address: 112a Bolton Rd
Country: UK
35. Dolphin Mortgage Advice Ltd
City/Town: Reading
Postal Code: RG6 7HY
Street Address: 462 Wokingham Rd
Country: UK
36. South Devon Accounting
City/Town: Newton Abbot
Postal Code: TQ12 6AL
Street Address: 6 Orchard Close
Country: UK
37. Thomas & Co Mortgage Advice Ltd
City/Town: Hinckley
Postal Code: LE10 1HN
Street Address: 11 New Buildings
Country: UK
38. Cushion Supplier Ltd
City/Town: Leigh-On-Sea
Postal Code: SS9 2QG
Street Address: 1538 London Rd
Country: UK
39. Financial Options Ltd
City/Town: Newport Pagnell
Postal Code: MK16 8AR
Street Address: 11a High Street
Country: UK
40. White Oak Finance Ltd
City/Town: Bromley
Postal Code: BR2 9JF
Street Address: 7 Cobden Court, Wimpole Close
Country: UK
41. Central Mortgages (Essex) Ltd
City/Town: Brentwood
Postal Code: CM15 8LB
Street Address: 44 Hutton Road
Country: UK
42. Mortgage Advice Centre
City/Town: Lytham St. Annes
Postal Code: FY8 1QX
Street Address: 14 Park Road
Country: UK
43. Brooks Financial Consultancy Ltd
City/Town: Wokingham
Postal Code: RG41 1SG
Street Address: 24 Chesterfield Road
Country: UK
44. Portfolio Financial Consultancy Ltd
City/Town: Loughborough
Postal Code: LE11 1QJ
Street Address: 9 The Office Village, North Road
Country: UK
45. MCB Financial Services
City/Town: Edinburgh
Postal Code: EH2 3JG
Street Address: 99 Rose Street South Lane
Country: UK
46. Ability Financial Planning Ltd
City/Town: South Croydon
Postal Code: CR2 6JA
Street Address: 11 Avondale Road
Country: UK
47. Heritage Financial Advisers Ltd
City/Town: Chigwell
Postal Code: IG7 4QA
Street Address: 26 Pennyfields
Country: UK
48. Heritage Financial Advisers Ltd
City/Town: Salisbury
Postal Code: SP1 2DN
Street Address: 2A St. Ann Street
Country: UK
49. EWM Financial Management Ltd
City/Town: Birmingham
Postal Code: B4 6BH
Street Address: 3 Colmore Circus Queensway
Country: UK
50. Smith & Pinching Financial Services Ltd
City/Town: Norwich
Postal Code: NR2 1DN
Street Address: 1 Charing Cross Centre, St. John Maddermarket
Country: UK
Financial advising in England is a vital sector within the broader financial services industry, providing individuals and businesses with expert guidance on managing their finances, investments, and planning for the future. The field encompasses a wide range of services, including personal financial planning, investment advice, retirement planning, tax strategies, and estate planning.
Key Areas of Financial Advising
- Personal Financial Planning: Personal financial planning involves creating comprehensive strategies for individuals to manage their finances effectively. Financial advisors help clients set and achieve financial goals, such as saving for education, buying a home, or building wealth. This includes budgeting, debt management, and creating emergency funds.
- Investment Advice: Investment advice is a core aspect of financial advising, where advisors guide clients on how to invest their money to achieve specific objectives. This involves asset allocation, selecting investment products (e.g., stocks, bonds, mutual funds), and managing investment portfolios. Advisors also help clients understand risk tolerance and investment horizons.
- Retirement Planning: Retirement planning is crucial for ensuring a secure financial future post-retirement. Financial advisors assist clients in preparing for retirement by analyzing their current financial situation, estimating future income needs, and recommending suitable retirement savings plans, such as pensions and individual savings accounts (ISAs).
- Tax Strategies: Tax strategies involve planning and managing finances to optimize tax efficiency. Advisors help clients understand tax implications of their financial decisions and identify opportunities to reduce tax liabilities. This may include tax-efficient investment strategies, utilizing tax allowances, and planning for inheritance tax.
- Estate Planning: Estate planning focuses on managing and distributing an individual’s assets after their death. Financial advisors work with clients to create wills, establish trusts, and plan for inheritance taxes to ensure that their assets are passed on according to their wishes and in a tax-efficient manner.
Regulatory Framework
Financial advising in England is regulated to ensure that advisors provide trustworthy and competent advice. The Financial Conduct Authority (FCA) is the primary regulatory body overseeing financial advisors. The FCA sets standards for financial advice, ensures compliance with regulations, and protects consumers from unfair practices.
- Qualifications and Standards: Financial advisors in England are required to hold specific qualifications to practice. These include certifications such as the Diploma in Regulated Financial Planning (DipPFS) and the Advanced Diploma in Financial Planning. Advisors must also adhere to ethical standards and conduct continuous professional development.
- Consumer Protection: The FCA’s regulations are designed to protect consumers by ensuring that financial advisors act in their best interests, provide transparent information, and offer advice that is suitable for their clients’ needs. The FCA also maintains a register of regulated advisors, allowing consumers to verify their advisor’s credentials.
Trends and Challenges
- Digital Transformation: The rise of digital technology is reshaping financial advising. Digital platforms, robo-advisors, and financial planning apps are becoming more prevalent, offering automated and cost-effective solutions for investment and financial planning. Traditional advisors are increasingly adopting digital tools to enhance their services and reach a broader audience.
- Increasing Complexity of Financial Products: The complexity of financial products and investment options continues to grow, making it essential for advisors to stay informed about new developments. This includes understanding sophisticated financial instruments, changes in tax legislation, and evolving retirement planning solutions.
- Personalization and Client Expectations: Clients increasingly expect personalized financial advice tailored to their unique circumstances and goals. Financial advisors must balance providing customized solutions with maintaining efficiency and managing client expectations. Personalization involves understanding clients’ financial situations, risk appetites, and long-term objectives.
- Regulatory Changes: Regulatory changes can impact the financial advising industry. Recent reforms include stricter rules on transparency, disclosure of fees, and managing conflicts of interest. Advisors must stay abreast of these changes to ensure compliance and provide accurate advice.
Opportunities for Businesses
- Enhanced Digital Solutions: Financial advising firms can leverage technology to offer enhanced digital solutions, such as online portfolio management and virtual consultations. Investing in digital platforms can improve client engagement and operational efficiency.
- Specialized Advisory Services: There is growing demand for specialized advisory services, such as ESG (Environmental, Social, and Governance) investing, which aligns with clients’ values and social responsibility goals. Offering expertise in niche areas can attract clients seeking tailored advice.
- Financial Education: Providing financial education and resources can help clients make informed decisions and improve financial literacy. Firms that offer educational content, workshops, and webinars can build trust and position themselves as valuable resources.
- Client-Centric Approach: Adopting a client-centric approach, focusing on building strong relationships and understanding individual needs, can enhance client satisfaction and loyalty. Personalized service and attention to clients’ financial goals are key to long-term success.
Conclusion
Financial advising in England plays a critical role in helping individuals and businesses manage their finances, make informed investment decisions, and plan for the future. The industry is characterized by a diverse range of services, regulatory oversight, and a focus on adapting to technological advancements and evolving client expectations. As financial products and regulations continue to evolve, financial advisors must remain knowledgeable and responsive to provide effective and trustworthy guidance. By leveraging digital tools, offering specialized services, and maintaining a client-focused approach, financial advisors can navigate the challenges of the industry and drive success for their clients.