1. Company Name: An Independent Mortgage Solution Ltd
City/Town: Belfast
Postal Code: BT9 7JD
Street Address: 93 Stockmans Lane
Country: United Kingdom
2. Company Name: Byrne Monumental Works
City/Town: Newry
Postal Code: BT35 9JL
Street Address: 45 Carran Rd
Country: United Kingdom
3. Company Name: Mortgage Advice Shop
City/Town: Belfast
Postal Code: BT1 2BE
Street Address: Office 38 Imperial Buildings, 72, High St
Country: United Kingdom
4. Company Name: Customer First Financial Services
City/Town: Bangor
Postal Code: BT20 4UG
Street Address: 17 Glendale Avenue
Country: United Kingdom
5. Company Name: The Mortgage Centre (NI)
City/Town: Belfast
Postal Code: BT14 6NH
Street Address: 2 Westland Rd
Country: United Kingdom
6. Company Name: M J M Mcloughlin
City/Town: Belfast
Postal Code: BT9 6AF
Street Address: 54 Lisburn Rd
Country: United Kingdom
7. Company Name: Derry Mortgage Centre
City/Town: Londonderry
Postal Code: BT47 2BG
Street Address: 74 Chapel Rd
Country: United Kingdom
8. Company Name: Harberton Financial Ltd
City/Town: Londonderry
Postal Code: BT47 2NB
Street Address: Harberton Park
Country: United Kingdom
9. Company Name: B D O Northern Ireland
City/Town: Belfast
Postal Code: BT1 5JA
Street Address: Metro Building 1st Floor 6-9, Donegall Square South
Country: United Kingdom
10. Company Name: Hamill McIlwaine
City/Town: Omagh
Postal Code: BT79 7BJ
Street Address: 28-30 Old Mountfield Rd
Country: United Kingdom
11. Company Name: Alison Hughes Financial Solutions
City/Town: Craigavon
Postal Code: BT67 9BT
Street Address: 5 Ashgrove Close
Country: United Kingdom
12. Company Name: McGrady Financial Services
City/Town: Downpatrick
Postal Code: BT30 6DW
Street Address: 33 St Patricks Avenue
Country: United Kingdom
13. Company Name: DJB Accounting Ltd
City/Town: Antrim
Postal Code: BT41 1HE
Street Address: 34 Knockmoyle Drive
Country: United Kingdom
14. Company Name: Responsible Equity Release Northern Ireland
City/Town: Enniskillen
Postal Code: BT94 4JX
Street Address: 85 Aghnaskew Road, Aghnaskew
Country: United Kingdom
15. Company Name: Mortgage Advice Shop
City/Town: Craigavon
Postal Code: BT62 1BA
Street Address: 7 Castle St
Country: United Kingdom
16. Company Name: Mortgage Advice Shop
City/Town: Ballymena
Postal Code: BT43 7BT
Street Address: 1 Castle St
Country: United Kingdom
17. Company Name: DS McDermott Financial Planning Ltd
City/Town: Enniskillen
Postal Code: BT74 7JL
Street Address: 22 Abbey House, Head St
Country: United Kingdom
18. Company Name: Mortgage IQ
City/Town: Coleraine
Postal Code: BT52 1AD
Street Address: Unit C, 29, New Row
Country: United Kingdom
19. Company Name: MBFS Financial Ltd
City/Town: Magherafelt
Postal Code: BT45 5RY
Street Address: 7 The Brambles
Country: United Kingdom
20. Company Name: Ruddell & Co Chartered Accountants
City/Town: Dungannon
Postal Code: BT71 6AB
Street Address: 16 Church St
Country: United Kingdom
21. Company Name: NI Money
City/Town: Belfast
Postal Code: BT9 6AG
Street Address: 98 Lisburn Rd
Country: United Kingdom
22. Company Name: Gribben & Watt Financial Planning
City/Town: Lisburn
Postal Code: BT28 1XN
Street Address: 36 Bachelors Walk
Country: United Kingdom
23. Company Name: You 1st Mortgages Ltd
City/Town: Craigavon
Postal Code: BT65 5HA
Street Address: 717 Rosmoyle
Country: United Kingdom
24. Company Name: Northern Mortgages
City/Town: Belfast
Postal Code: BT12 6FB
Street Address: 243 Falls Rd
Country: United Kingdom
25. Company Name: Iris Business Services
City/Town: Antrim
Postal Code: BT41 4RE
Street Address: 4 Carnbeg Dale
Country: United Kingdom
26. Company Name: Alastair Wylie Insurance Protection Specialist
City/Town: Ballymoney
Postal Code: BT53 8AB
Street Address: 142a Knock Rd
Country: United Kingdom
27. Company Name: Pragma Planning
City/Town: Belfast
Postal Code: BT1 6JH
Street Address: Scottish Provident Building, 7, Donegall Square West
Country: United Kingdom
28. Company Name: Armagh Mortgage Services
City/Town: Armagh
Postal Code: BT61 7LA
Street Address: The Seven Houses, 45, Upper English St
Country: United Kingdom
29. Company Name: Farrell & Farrell
City/Town: Newry
Postal Code: BT34 5UJ
Street Address: 35 Main St
Country: United Kingdom
30. Company Name: Ruddell & Co
City/Town: Craigavon
Postal Code: BT62 3NF
Street Address: 50 Portmore St
Country: United Kingdom
31. Company Name: D S Mortgage & Insurance Solutions
City/Town: Londonderry
Postal Code: BT48 0RF
Street Address: 163 Templegrove
Country: United Kingdom
32. Company Name: R Equity Release NI
City/Town: Belfast
Postal Code: BT14 6NH
Street Address: 2 Westland Rd
Country: United Kingdom
33. Company Name: Equity Release NI
City/Town: Londonderry
Postal Code: BT47 6BA
Street Address: 3 Glendermott Rd
Country: United Kingdom
34. Company Name: Wren Sterling
City/Town: Belfast
Postal Code: BT2 8LA
Street Address: Forsyth House Cromac Square
Country: United Kingdom
35. Company Name: O’Toole & Associates LLP Belfast
City/Town: Belfast
Postal Code: BT1 2BE
Street Address: 5th floor River House 48-60, High St
Country: United Kingdom
36. Company Name: Orla Tennyson Financial Adviser
City/Town: Belfast
Postal Code: BT6 8GL
Street Address: 340 Ravenhill Rd
Country: United Kingdom
37. Company Name: SMG Financial Services Ltd
City/Town: Londonderry
Postal Code: BT47 6SE
Street Address: 32 Summer Meadows Manor
Country: United Kingdom
38. Company Name: The Mortgage Clinic
City/Town: Lisburn
Postal Code: BT28 3AJ
Street Address: Office No.7, The Sidings Office Park
Country: United Kingdom
39. Company Name: DMC Financial
City/Town: Ballymena
Postal Code: BT42 2BE
Street Address: 97e Queen St
Country: United Kingdom
40. Company Name: Interviewready.co.uk
City/Town: Belfast
Postal Code: BT5 5FL
Street Address: 269 Castlereagh Rd
Country: United Kingdom
41. Company Name: Aiken Kennedy Financial Planning
City/Town: Lisburn
Postal Code: BT28 3AJ
Street Address: Unit 2 The Sidings Office Park 4, The Sidings
Country: United Kingdom
42. Company Name: Kevin McCann Financial Planning
City/Town: Ballymena
Postal Code: BT44 0SP
Street Address: 2 Cloughs Road
Country: United Kingdom
43. Company Name: Cartmill Stewart & Co
City/Town: Banbridge
Postal Code: BT32 4HB
Street Address: 84 Halfway Rd
Country: United Kingdom
44. Company Name: J Mcveigh & Co
City/Town: Belfast
Postal Code: BT9 6SA
Street Address: 61 Malone Rd
Country: United Kingdom
45. Company Name: Kershaw Financial Planning Ltd
City/Town: Carrickfergus
Postal Code: BT38 7AB
Street Address: 21 Market Place
Country: United Kingdom
46. Company Name: Nigel Gregg Financial Services
City/Town: Belfast
Postal Code: BT9 7GQ
Street Address: 97 Stockmans Lane
Country: United Kingdom
47. Company Name: Mortgage & Insurance Matters
City/Town: Newtownabbey
Postal Code: BT37 0TN
Street Address: 35 Carwood Park
Country: United Kingdom
48. Company Name: Murphy, Donnelly & Co Ltd
City/Town: Belfast
Postal Code: BT7 1DQ
Street Address: 54 University St
Country: United Kingdom
49. Company Name: AC Financial Services
City/Town: Newry
Postal Code: BT35 8BG
Street Address: 3a The Meadows
Country: United Kingdom
50. Company Name: Shaw Financial Services
City/Town: Belfast
Postal Code: BT7 3GB
Street Address: Unit 3, Forestside Court, 29, Upper Galwally
Country: United Kingdom
Financial advising is a crucial service for individuals and businesses looking to manage their finances effectively, plan for the future, and navigate complex financial landscapes. In Northern Ireland, financial advising plays a significant role in helping people make informed decisions about investments, retirement planning, tax strategies, and other financial matters. This overview explores the state of financial advising in Northern Ireland, the services offered, regulatory aspects, and key considerations for those seeking financial advice.
The Financial Advising Landscape
Northern Ireland’s financial advising sector is a well-established industry, supported by a network of professionals who provide tailored advice to meet diverse financial needs. Financial advisors in Northern Ireland are equipped to offer guidance on a wide range of financial issues, including personal finance management, investment strategies, retirement planning, and estate planning.
Key players in the financial advising sector include independent financial advisors (IFAs), wealth management firms, and financial planning firms. These professionals work with clients to develop customized financial plans based on their individual goals, risk tolerance, and financial situations.
Services Offered
- Investment Advice: Financial advisors help clients identify suitable investment opportunities based on their risk tolerance, financial goals, and investment horizon. They provide recommendations on stocks, bonds, mutual funds, and other investment vehicles, aiming to build a diversified portfolio that aligns with the client’s objectives.
- Retirement Planning: Advisors assist clients in preparing for retirement by assessing their current financial situation, estimating future income needs, and developing strategies to ensure a comfortable retirement. This includes advising on pension plans, savings strategies, and retirement accounts.
- Tax Planning: Effective tax planning is essential for minimizing tax liabilities and optimizing financial outcomes. Financial advisors in Northern Ireland offer guidance on tax-efficient investment strategies, tax reliefs, and allowances available in the UK, helping clients manage their tax responsibilities effectively.
- Estate Planning: Estate planning involves preparing for the distribution of assets after death. Financial advisors help clients create wills, establish trusts, and plan for inheritance tax to ensure their wishes are met and their estate is managed efficiently.
- Insurance Advice: Advisors provide recommendations on various types of insurance, including life insurance, health insurance, and property insurance. They help clients choose appropriate coverage to protect against potential risks and financial losses.
Regulatory Framework
The financial advising industry in Northern Ireland operates under a robust regulatory framework designed to protect consumers and ensure the integrity of financial advice. The Financial Conduct Authority (FCA) is the primary regulatory body overseeing financial advisors in the UK, including Northern Ireland. The FCA sets standards for financial advising, enforces regulations, and ensures that advisors adhere to ethical practices.
In addition to FCA regulation, financial advisors in Northern Ireland must adhere to the rules set forth by the Chartered Insurance Institute (CII) and other professional bodies. These organizations provide accreditation, continuing education, and professional standards to ensure that advisors maintain their expertise and deliver high-quality advice.
Key Considerations for Seeking Financial Advice
- Qualifications and Credentials: When selecting a financial advisor, it is important to verify their qualifications and credentials. Look for advisors who hold certifications from recognized bodies, such as the Chartered Financial Planner (CFP) designation or membership in the CII.
- Fee Structure: Financial advisors may charge fees in various ways, including flat fees, hourly rates, or commissions based on the products they recommend. It is crucial to understand the advisor’s fee structure and ensure that it aligns with your expectations and budget.
- Reputation and Reviews: Research the advisor’s reputation and read client reviews to gauge their reliability and effectiveness. Look for feedback from other clients to assess the advisor’s track record and client satisfaction.
- Personal Fit: Financial advising is a collaborative process, and finding an advisor with whom you feel comfortable is essential. Choose an advisor who listens to your needs, communicates clearly, and demonstrates a genuine interest in helping you achieve your financial goals.
- Regulatory Compliance: Ensure that the financial advisor is regulated by the FCA and adheres to industry standards. Check their registration and disciplinary history to confirm their compliance with regulatory requirements.
Conclusion
Financial advising in Northern Ireland is a vital service that helps individuals and businesses manage their finances, plan for the future, and achieve their financial objectives. With a range of services available, including investment advice, retirement planning, tax strategies, and estate planning, financial advisors play a key role in guiding clients through complex financial decisions.
The regulatory framework governing financial advising ensures that advisors adhere to high standards of professionalism and ethical conduct. For those seeking financial advice, it is important to consider factors such as qualifications, fee structures, reputation, personal fit, and regulatory compliance.
As the financial landscape continues to evolve, financial advisors in Northern Ireland remain dedicated to providing valuable guidance and support, helping clients navigate the challenges and opportunities of managing their finances effectively.